Building Costs and other factors affecting the cost of replacing your home can often mean the true value of your home has outstripped your insurance protection. We have a number of resources to help you understand whether you are at risk. If you are, we can conveniently modify your insurance program to make sure it measures up to your needs with little cost to you.

Numerous independent studies over the last several years have estimated that up to two-thirds of American homes are underinsured. Read why.

Our agency has special software that allows us to estimate your home’s current replacement cost. Click here, enter a little information and we will prepare a detailed estimate for you.

In addition to providing funds to replace or repair your home, a homeowner policy also provides protection for your home’s contents and your valuable possessions. As many as 30% of consumers may not have enough insurance protection to replace all their personal property. Take just a few minutes with our Personal Property Wizard and see if your homeowner policy needs to be customized to fit your needs.

Your personal insurance needs extend past your home to your vehicles and beyond. We have conveniently categorized articles and checklists by area of interest in our Risk Alert Archive. You can view any of the resources there or subscribe to receive information that is relevant to you when there are updates. You may also want to try out our Personal Risk Wizard which, in just a few minutes, will help you understand coverage limits and customization that might be appropriate for you across your entire personal insurance program.

We offer all our customers a free annual review. You can start by contacting us or you can begin with any of the resources noted above. You can also launch our online Annual Review Wizard.

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